When using your VA Home Loan Benefits to purchase your first home many veterans ask if they should talk to a realtor first or VA Lender first. The video above gives some good advice why you should talk to a VA approved lender first. Getting pre-approved before you actually go home shopping is a good idea. It lets the realtor know you are serious about purchasing a house and it gives you a good ballpark figure of what you can afford.
What Kind of Mortgage Lender Should I Talk To?
When talking with a lender you want to make sure you are talking with someone that deals with VA loans. A good VA approved lender can make the home buying process go much smoother than someone that is not familiar with the product. You want to make sure you try to find the best VA lender you can. Searching for a good VA lender can be done by researching lender reviews online or by asking fellow service members or realtors who they would recommend.
What Should I Know About My VA Home Loan Benefits?
Purchasing a new home is one of the most important decisions a person can make in his or her lifetime. You should try to learn as much as you can about your VA home loan benefits and the steps to take when buying a house. Fortunately, there is a lot of good information on the web. One of the best places to start is the U.S. Department of Veteran Affairs. Here is a helpful link to get you started https://www.benefits.va.gov/HOMELOANS/lenders.asp
As far as VA home loan benefits you should know that the VA home loan program is one of the best programs on the market. As a veteran, you have earned these benefits and you should use them. Many veterans feel like they are taking advantage of the system. Trust me you are not taking advantage of the system. Not using your VA home loan benefits would be a shame. Remember you are a veteran you put your life on the line for this country and you earned those benefits. The government wants you to use them otherwise they would never have approved them.
Here is another helpful video on the top 5 VA benefits.