VA Loan Closing Costs and VA Non Allowable Fees


One of many VA benefits is the VA non allowable fees on closing costs when purchasing a new home. When the department of veterans affairs created the VA home loan program they had the interests of the veterans in mind. In the video above Eric from Low VA Rates talks about VA loan closing costs and VA Non-Allowable Fees.

VA Closing Costs Allowable Fees

Listed below are some of the VA allowable fees a veteran borrower can pay. This list does not include everything but is a good example of the most standard allowable fees for VA closing costs.

  • Appraisal Inspection
  • Recording Fees and Taxes
  • Hazard Insurance
  • Flood Zone Determination
  • Title Examination and Title Insurance
  • Mailing Fees
  • The VA Funding Fee
  • MERS Fee


VA Non-Allowable Fees

Listed below are the most common VA non allowable fees.

  • Broker Fees or Junk Fees
  • Prepayment Penalties
  • HUD/FHA Inspection Fees
  • Escrow or Notary Fees
  • Attorney Fees
  • Field Review Fees



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